Investor Relations

Welcome to Investor Relations of IuteCredit!
Please scroll down to find relevant capital market information on the IuteCredit EUR Bond.

The leading microcredit company
in the Balkans

IuteCredit is a leading European personal finance company. IuteCredit’s mission is to create an extraordinary experience in personal finance by exceeding customer expectations. The Group is specialized in consumer credits via its 100% subsidiaries using equity and loan capital.

IuteCredit serves customers currently in Moldova, Albania, North Macedonia, Bosnia and Herzegovina and Bulgaria. IuteCredit’s loan products are unsecured consumer loans with maturities between 1 month and 36 months and car-secured loans with maturities up to 60 months. Customer service, loan maintenance and other business processes are, to a large extent, digitized and online.

Trusted by our partners

Trust cannot be bought, trust is earned between people. We are proud that IuteCredit as a company and its employees are trusted by several well-known partners such as MasterCard, state postal services, international telecom operators, large electronics stores and many others.

IuteCredit = less grey economy

IuteCredit brings the competence of e-Estonia to other countries that are open to developing and digitizing their financial sector and economy. We increase competition in the finance sector and make decisions based on analysing big data. This is how we help to develop the local economy and decrease the share of the “grey economy”.

Expected and actual value

Our truth is based on two values — the expected value and the actual value. These values drive our thinking process, our work process, our experience and our being. One needs to have and admit both. We allow people to make mistakes in order to admit them, to learn from them, and keep an innovative organizational culture. We often test things on the go and encourage people to speak up if “the shoe is tight”.

621,000

Customers

96.767M

Total Assets

2,400+

Point of Sale

340+

Employees