About Us

Tarmo Sild – is a leading European personal finance company. The Group is specialized in consumer credits via its 100% subsidiaries using equity and loan capital. We make money, by turning our equity and investors limited term placements into IuteCredit installment loans.

Installment loans enable our customers to buy goods or to pay for services that improve the quality of life. An installment loan is a loan where the principal, interest and other fees must be repaid according to a mutually agreed monthly schedule. IuteCredit’s loan products are unsecured consumer loans with maturities between 1 month and 36 months and car-secured loans with maturities up to 60 months.

The mission of IuteCredit is to create the extraordinary experience in personal finance by exceeding customers’ expectations. We want to raise people’s living standard to give them an opportunity to use modern technology and better access to the digital economy.

We serve customers currently in Moldova, Albania, North-Macedonia, Kosovo and Bosnia and Herzegovina.